Money & Finance - Free Online Tools | Shining Toolbox

Calculators for discounts, loans, margins, budgets, and more

Money & Finance

Calculators for discounts, loans, margins, budgets, and more

Split your income using the 50/30/20 budgeting rule. Allocate money for needs, wants, and savings automatically.

Calculate how your money grows with compound interest and monthly contributions. See the power of compounding over time.

Convert between currencies with approximate rates. Enter custom rates for accuracy.

Calculate your break-even point - how many units you need to sell to cover all costs. Essential for business planning.

Calculate stacking discounts with percentage and fixed amount. See your final price and total savings instantly.

Calculate monthly loan payments, total interest, and amortization schedule. Compare flat vs effective interest rates.

Calculate markup percentage, profit margin, and selling price from cost. Understand the difference between markup and margin.

Calculate profit, profit margin, and markup from revenue and costs. See gross and net profit instantly.

Calculate how long to reach your savings goal or how much to save monthly. Track your progress.

Calculate platform and service fees for e-commerce sales. See how much you actually receive after fees.

Calculate tip and split the bill among friends. See what each person pays including tip.

Calculate VAT/PPN tax amounts for Indonesia (11%) and custom rates. Find tax-inclusive and tax-exclusive prices instantly.